You don’t need to take the risk of being left out without heating or hot water in the sharp winter. At the first opportunity, you need to consider taking out boiler cover insurance.
How do you get ready to face the winter in your home? The obvious answer to this question is that you go ahead and check your boiler, radiators and pipes, hot water cylinder and the heating controls in your home.
You make sure that all these tools and appliances are working just fine. After all, you want your home to be warm and cosy for the winter so that you and your family live happily inside.
You would understand here the importance of a boiler. But have you given thought to having a boiler cover insurance, just in case something unfortunate happens to your boiler? You definitely don’t want to be left hanging with a broken boiler and without heating or hot water.
Know More About Boiler Cover Insurance
In case your boiler at home breaks down, then having a boiler cover policy will give you peace of mind. How?
A gas-safety registered engineer will come to your home to assess the situation. He will then do his best to fix the problem. There are some boiler cover policies where you can get boiler servicing too. This means that an engineer will service your boiler annually and ensure that it is in good working condition.
Having a boiler policy can be a big help with other important factors that include: central heating repairs in your home; drainage and plumbing repairs; electrical wiring at home and even pests in your home.
The Mechanics Behind Boiler Cover
Once you have boiler cover insurance, then you are covered for boiler repairs. This includes labour charges and spare parts.
However, there is also a fine print in the boiler cover policy that depends on your provider. Here are some things to take note of:
1- There could be some time limit on how long the boiler engineer can spend on repairs;
2- There could be restrictions on the number of boiler cover claims you can make annually;
3- You could find that if your boiler is old or difficult to repair in terms of the expense involved, then your boiler may not get covered at all.
If you are renting a home, then having a boiler cover is the responsibility of the landlord. But you too can take out boiler cover, if your landlord agrees to it.
Another point you can keep in mind is that boiler cover is sometimes included in home insurance.
Have a warm and happy winter.
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