Child benefit is an important part of the social security system in the United Kingdom. In fact, it has become even more critical with the bills soaring to record levels this summer — the cost of living crisis in the UK.
Child benefit, among other social security measures, can support families in putting food on their tables. Before you begin to wonder how much is child benefit UK and what exactly is it, let’s quickly go over the basics.
What is child benefit?
The child benefit is a social security payment that is distributed to the parents or guardians of children, teens, and sometimes young adults. In the UK, child benefit is paid out every four weeks and is meant to help with the costs of raising a child.
There are also additional payments available for families with disabled children or children under the age of five. The payments are made by the government and are meant to support families in providing a healthy life for their children. It has become even more vital as a tool to support families reeling under the pressure of the cost of living crisis in the United Kingdom today.
Who gets it?
If you’re responsible for a child who is under the age of 16 (or under 20 if they’re in full-time education or training), you could get child benefit. You can claim child benefit for each child you’re responsible for, so long as they meet the age criteria.
In order to receive child benefit, you must be resident in the UK and either: the parent or guardian of the child, or have parental responsibility for the child. If you pay into the National Insurance system, you will also need a National Insurance number.
When do you get paid?
You will usually get paid every four weeks. The amount you get is based on how many qualifying children you have and their ages. If you have a baby, you’ll get an extra amount for the first year.
How much is child benefit UK?
As mentioned above, based on your children’s ages and the number of children you have, you will receive a specific amount of money. For one child, you’ll get £21.80 a week. It goes up to £14.45 for each additional child. So, for two children, you would receive £36.25 per month.
Does everyone receive the same amount?
No, the amount you receive is based on how many children you have and your family’s financial situation. For example, if you’re a single parent with one child, you’ll receive a different amount than a family with two children. The amount also changes if you or your partner are working.
How long do you have to wait before claiming benefits?
You can claim child benefit as soon as your baby is born. The money is paid into your account every four weeks. You’ll need to fill in a claim form (CH2) and send it to the child benefit office. You can get a claim form by calling the child benefit helpline. If you’re already claiming other benefits, you may be able to apply for child benefit online.
You now know how much is child benefit in the UK and other vital information about the same. If you’re not eligible for child benefit, there are a few other options available to help you financially. You may be able to claim tax credits, Universal Credit, or Housing Benefits. Additionally, some charities and trusts offer grants for families with children. If you’re struggling to make ends meet, it’s important to reach out and ask for help.